How Your Business can Benefit from Alternative Capital from Equities First Holdings

Alternative lending has been an increasingly popular option for businesses and high net worth individuals who require quick access to sufficient capital. Equities First Holdings is one of the leaders in alternative capital in Australia and around the world. Alternative lending works similar to the traditional lending process, but without the long waiting period that is common for most banks.

The way it typically works is through a stock based loan. Stock based loans work by the borrowing putting up a portion of their stock holdings as collateral for the loan. This little known option opens the door for many businesses and individuals that were previously inaccessible through traditional lending methods. An individual with a great stock portfolio could technically use it as collateral to secure a loan that allowed them to open a business or put a down payment on a house instead of having to sell off parts of their portfolio for the cash.

EFH offers alternative lending process with rates comparable to those found in traditional bank loans, and sometimes even better. Stock based loans typically a standard three to five year repayment plan. This allows the borrower to lock in an average fixed interest rate between three and four percent. Once all is said and done, borrowers end up with an average loan to value ratio somewhere between 50-75%.

There are also some direct benefits from stock based loans and alternative lending that are not available the traditional way. For example, stock based loans are eligible for non recourse plans that allow borrowers to walk away from the loan whenever they wish, even if the stock’s value goes down. Upon walking away the borrower is able to keep what they received from the loan with sometimes no obligation to the lender to learn more: click here.

EFH has specialized in alternative lending since 2002. Since then EFH has facilitated $1.4 billion in loans in only 700 transactions. EFH recently moved their offices to the heart of Melbourne in order to help more clients reach achieve their financial dreams.

Philanthropy Hero: How Betsy DeVos Has Changed Lives

Mel Trotter was living on the streets in Detroit all alone. She didn’t have basic supplies like food, water, or shelter. She didn’t have anyone to lean on. However, that all changed when Betsy DeVos got involved with philanthropy in Detroit. She gave funds and helped create programs with faith-based organizations there that assisted needy people with the basics including hot showers, clothing, shelter, social services, driver’s licenses, and getting jobs. Trotter was one of the success stories, as she was able to turn her life around by getting a job, getting an apartment, and doing it all in under 6 weeks. Betsy DeVos has a long track record of giving back in this sort of way. She was heavily involved in promoting Grand Action, which brought government leaders together with business icons in order to solve difficult problems in the inner cities of Michigan counties. She even donated $7.5 million of her own money to schools in order to help children succeed, who she feels so strongly about. Many former recipients of her scholarships and other forms of aid have gone on to become MBAs in business or start their own ventures. Visit the website U.S. Department of Education to know more.

Betsy DeVos and her husband, mainly through their organizations, have given over $1 billion. They gave about $90 million away in one year recently to various causes such as education, faith, health and community services, and even the arts. This is very encouraging coming from our current Secretary of Education. In this day and age, it seems almost impossible to find someone in public office that is actually willing to put their money where their mouth is and donate in true way. Betsy always talks about how much she cares about parents having choices about where to send their kids and that we shouldn’t have to be limited to which zip codes we live in. I agree.

She has been crusading for children and education and other philanthropic actions for 30 years now. Ever since she attended college, she has been heavily involved in politics and making sure people have as many rights as the next person, even if they are from a part of town that doesn’t have as much money. Organizations that she has founded, led, or been a part of include Children First America, American Education Reform Council, Kids First, Education Freedom Fund, Dick and Betsy DeVos Foundation, DeVos Institute for Arts Management, Educational Choice Movement, and Alliance for School Choice. Betsy Devos track record is a never-ending list of support for important causes. In this day and age, public education is failing us. But I’m excited to have someone in the cabinet who is actually willing to change education for the better and has a history of doing it. Visit to know more about Betsy.

Yanni Hufnagel’s Rise to the Top

Yanni Hufnagel was destined to be a coach. As a small child, Yanni Hufnagel would simulate basketball plays with toy figurines and read every book about coaching he could get his hands on. As soon as he could, he began working for his local TV station commentating on games for local teams.

Yanni Hufnagel continued the path he began as a child. He was basketball manager at Cornell University his freshman year. He was even able to intern for the New Jersey Nets for a summer. That internship helped him land a job after graduation in Oklahoma as a graduate assistant coach for Jeff Capel. From 2007-2009, Hufnagel conducted individual workouts, assisted with coaching during practice and organized all the on-campus recruitment visits for the Oklahoma Sooners. There he helped develop Blake Griffin, the first selection in the 2009 NBA draft. While at Oklahoma, the Sooners won 53 games and advanced to the Elite Eight in the the NCAA basketball tournament in 2009. Also in 2009, Yanni was introduced to the head coach of Harvard and was soon hired as a volunteer assistant coach. It was an unpaid position. Nevertheless, he went on the road recruiting as soon as he gained the position. Hufnagel served as assistant coach at Harvard for four seasons, each year the team made it to the postseason. Hufnagel contributed to Harvard’s three consecutive Ivy League titles and their first NCAA appearance since 1946 in 2012.

Yanni Hufnagel made a name for himself as one of the nation’s best young recruiter starting at Harvard, Vanderbilt, and California. At California, he assisted in recruiting two five-star prospects, Jaylen Brown and Ivan Rabb. Jaylen Brown, along with Tyrone Wallace were two top backcourt players in the PAC12. Brown and Wallace both worked with Hufnagel during his time at Berkley. Shortly after in 2016, he was offered a job in Nevada and he accepted where he has been continuing his legacy ever since.

Avaaz: The Voice for Change

Avaaz is an organization based from the United States focused on global activism concerning several societal issues that include: global warming, civil rights, and political corruption, just to name a few of their focal points. The organization’s name originates from multiple cultures from Europe to Asian which share a common English translation for voice. As part of their mission, Avaaz aims to bridge the gap between how they perceive the world should be and how the world currently is by empowering people to take action rather than wait for the world to fix itself by hoping for the best. With almost 45 million members from across the world connected to their network, Avaaz has gained international attention through the campaigns that the organization has enacted over the years.

Ricken Patel, the founder and executive director of Avaaz, has used his background in civic activism to set the foundation for the organization’s success. After obtaining his masters degree in public policy, Patel worked for the International Crisis Group where he learned diplomatic negotiations between hostile groups. He later worked with where he gained insight on how to utilize online activism while developing the tools he would later implement in Avaaz’s website in order to unite people from all over the world for a collective cause. Avaaz has a diverse international network spanning across the Americas to Eastern Asia that includes over 30 countries. Through the utilization of e-mail communication, the civil organization shares it’s campaigns with members allowing for active participation with petitions while connecting local citizens to their corresponding government leaders. Rallies, protests and sit-ins are regularly organized through Avaaz to bring media attention to their campaign efforts. Internationally acclaimed news distributors such as CNN, The Guardian and The Economist have all featured Avaaz’s progress through their media coverage.

Vijay Eswaran Inspires Countless People

Vijay Eswaran has cut a wide swath as a motivational speaker. The visionary behind QI Group is happy to pass along the secrets of his success and experiences great satisfaction in so doing. Recently he sat down for a Q&A session and some of his answers are quite revealing regarding a success-oriented mindset.

One important facet of Eswaran’s guiding light is determination. He lives by it and urges others in the pursuit of fulfillment and success to adopt his framework which has propelled him to the highest level of achievement.

He’s a very effective speaker when he reminds people that perseverance is something that anyone can summon up. Part of his brilliance as a speaker is his ability to take a simple concept like perseverance or determination and show the inexperienced or those who are struggling what a great difference it can make.

He provides another excellent piece of insight when he teaches that each person has a different path to success. Everyone’s “recipe” will be unique unto themselves. There are no clones in real life and accomplishment is about failing and learning and plunging forward in the wake of adversity. Vijay Eswaran also maintains a realistic demeanor when speaking of success. The path of success is rarely easy and is usually filled with setbacks, failures, and relaunches.

Another valuable nugget of wisdom entails the notion that one must get started before serendipity or providence or fate can come to your aid.

Eswaran again provides sage advice when he relates that the right time and place will never come unless one moves out of the starting blocks. Vijay Eswaran also highlights the difference between wishes and action. Success is impervious to wishes and only responds to actions.

Vijay Eswaran is the co-founder of the QI Group which has been wildly successful in e-commerce since 1998. They are broadly diversified into many categories such as retail and direct sales, telecommunications, lifestyle and leisure, luxury and collectibles, education, training and conference management, property development and logistics.

The QI Group has inspired many and provides quality products and services across Asia. He is also an accomplished author and humanitarian with his philanthropic endeavors.

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Coveted Prize Awarded to Omar Yunes of Sushi Itto

Mr. Omar Yunes has had a hugely successful career being a part of the famous Japanese food chain Sushi Itto. He got a job at one of the many units of the company and was promoted a handful of times over the years. Today, Mr. Omar Yunes is one of the franchisees of the food chain, and he is also the winner of the 2015 edition of the yearly competition for the Best Franchisee in the World.

The competition of BFW is the most coveted recognition in the industry. A grand jury evaluates franchisees who participate in the contest based on a number of aspects of their career. The grand prize is awarded to franchisees who have been conscientious with money, made many improvements and have been active in their feedback and suggestions. A very important aspect is the way the franchises have been treating their employees. Judges evaluate whether the franchise has been a good role model for the professional environment of the employees and if they have been inspiring and motivating for the teams they have been directing.

The award for the Best Franchise in the World is a very high honor and recognition. The ceremony at which Mr. Omar Yunes received the reward was held in Italy, in the historic city of Florence. It lasted the whole night, and a few hundred guests attended it. At the ceremony, there were representatives of companies from different industries from more than 30 countries. There were executives and employees as well.

Presently, Mr. Omar Yunes is on top of ten percent of Sushi Itto which amounts to a total of 13 eating spots. There are teams of employees which amount to four hundred people. Mr. Omar Yunes is responsible for all of those people. His tasks include giving directions and overlooking the efficiency and productivity levels of the teams. Mr. Omar Yunes also has to coordinate between the teams and units. All of the units that he owns are located in South America. Some are in the area of New Mexico; others are in Veracruz, among other places. Mr. Omar Yunes has made many contributions.

One Woman’s Battle For School Choice

It is difficult to take a political position that is different than the political party of which you are a member. Sometimes people back a position they do not agree with simply because it is what the majority of their party believes in. That is not the case with Eva Moskowitz though. She will stand by what she believes in no matter what.


The battle that Eva Moskowitz has decided to take on is that of school choice. She wants to see charter schools going up, and she wants parents to have the ability to send their children to any school that they see fit. She has gained a fair amount of both supporters and detractors by taking this position.


Eva Moskowitz can and will take meetings with people from the Republican Party. She herself is a registered Democrat and voted for Hillary Clinton in the last election. However, party politics matter a lot less to Eva Moskowitz than does seeing her dream of charter schools become a reality.


She has already had some success with some of the charter schools she has worked on. Take Success Academy as an example. She worked on that school, and the results were amazing. In fact, she has touted that particular school as something that the nation can look to as a model of what charter schools can really be. She hopes that people really will point to that school and realize just how possible it is to have those types of results all throughout the country.


Eva Moskowitz is not afraid to take some heat from those within her own political party if it means getting the solutions she seeks. She has already proven that her methods work, and that is what matters to her. The rest of the arguments that people make are primarily political and not practical.

Creating Subsidized Health Products

The health of an individual is personal and key. This is because there is nothing that we can do without health. Cancer is a health hazard for all victims. It is expensive and painful to cure. It keeps on developing new cases. Cancer needs focus to create an appropriate treatment. The Cancer Treatment Centers are avenues for developing subsidized cancer treatment. This makes it easy for the citizens because they can approach treatment that is affordable. The victims have opportunities to access the affordable and quality treatment that ensures they save money. Most affordable health solutions are not quality. Cancer Treatment Centers offer improved health care that is cheap and quality.

The Centers are located in suitable places for all people to access them. They are located in various cities. This enables the centers to achieve their goals and mission. The Cancer Centers are dedicated to providing quality treatment options to people living with Cancer. This commitment enables them to develop the right treatment for the victims. The Cancer Treatment Center has the best equipment and medical aid. This makes it easy for the center to achieve its goals. The centers offer the best solutions that are provided in other health centers. This enables people to prioritize the centers because they provide services that are competitive. The Centers collaborate with various partners to improve their health care services. They collaborate with health care providers and health care research providers. This enhances the delivery of the center because they are able to meet to needs of the victims and help them solve their challenges. Social institutions can address the needs of people and affordably offer quality products. Most subsidized products have low quality. The Cancer Centers offers both quality and affordability. Relevant partners should be encouraged to help meet the needs of the victims.

For more information follow CTCA on Twitter.


US Money Reserve Releases New Information On Gold Buying In Ebook

One America’s largest gold wholesale companies just put out a new ebook on protecting wealth against global economic threats titled “2017 War of Nerves: Global Risk and Your Money.” That company is US Money Reserve, a privately-owned company in Austin, TX.  The ebook goes through the various threats to currencies that come from terrorists, natural disasters, banks, and even politicians.

The book is available as part of a purchase of American Eagle gold coins that are on sale for a discounted price as a way to promote asset protection.  This is only part of the vault of coins and information available on US Money Reserve’s website.

US Reserve takes pride in helping people understand buying precious metals, and in effort to make sure both computer and mobile device users of all operating systems could buy from them they renovated the website.  It has photos of all kinds of coins and gold bars, and they have detailed sections on price charts in their knowledge center.

You can even see live feeds scrolling across the website about the stock market and gold and silver’s indexes.  But US Money Reserve wouldn’t be the company it is without Philip N. Diehl, the former US Mint Director.

Diehl is the 35th Mint Director appointed by former President Bill Clinton to bring his skills in accounting and business management to transform the agency.  He was highly commended for turning it into a profitable agency that generated billions in sales and yielded high returns to taxpayers.

In the more recent years, Diehl had a discussion with CNBC about eliminating minting the penny as he felt it was becoming outdated and could save the government money.  Diehl also brought the initiative to congress to mint the first platinum coin in 2013, and he was a panelist in the TV event “2016 Gold Summit.”

Diehl appears on the US Money Reserve website in an introduction for new users in which he explains how the company can help them build their portfolios.  Once users get through the introduction, they can download the free gold information kit which tells them how they can move funds from an IRA into gold and silver.

US Money Reserve has also introduced Client-Connect Advantage, a chat system available on all devices for those who need live support in purchasing products.  You can learn how to buy precious metals in all bullion by visiting

Learn more about US Money Reserve:

Securus Technologies – Providing Cutting-Edge Technologies to Law Enforcement Agencies

The field of inmate communications is one of the fastest emerging industries, and while there are many companies out there that are trying to take the lead; Securus Technologies has emerged as a leader in the field of inmate communications and prison technology. There are many different types of services offered by Securus Technologies such as money transfer services, video services, video visitation, phone services, kiosks, government information management solutions, parolee tracking, calling cards, and more. Such services alleviate the stress from the lives of inmates to a great extent and make it easier for them to survive in an isolated environment inside the prison. It also helps in reducing the inmate-on-inmate and prison related crimes.


Securus Technologies is dedicated to modernizing and revolutionizing the incarceration experience through its comprehensive range of services. Moreover, the company also focuses on providing attentive and responsive customer service and has a separate department to take care of all the queries made by potential and existing customers. It helps the company to keep the customers happy and satisfied. The commitment of the company towards its clients can be seen in the fact that the firm was awarded the Gold Stevie Award for the best customer service globally. At present, the company’s services reach out to over a million inmates and over 2,600 correctional facilities. The company’s workforce has over a thousand employees.


Securus Technologies shared the appreciation it receives from the law enforcement officers through the letters in a press release recently. In the letters sent by the law enforcement officers, they have mentioned how the company’s services make it easier to catch the culprits and gather the evidence necessary to convict the miscreants in the court of law. I feel that the Securus Technologies is doing a great job in keeping the prison and communities safe by building futuristic technology in the field it serves.